You get hurt in a car crash and the insurance company for the at-fault driver calls you and wants you to give a recorded statement; what should you do?
The safe bet is to talk with an experienced personal injury attorney before giving a recorded statement to the at-fault insurance company. The reason for this is because the goal of many insurance adjusters is to pay as little as possible for the wrongful actions of their insured river. With that goal in mind, they will try and manipulate you into saying things that they can use against you. Sometimes they will ask questions that are worded in such a way as to encourage answers that they can use as a basis for saying that the automobile accident was actually your fault. Other times, they will ask loaded questions for which there simply aren’t any good answers.
At the Beard Law Firm, our attorneys give you an idea of the types of questions to watch out for and we sit in on the statement with you. If we see the adjuster trying to play any games or twist your words during the recording, we step in and expose their tactics during the recording and turn the tables on them. We also require a transcript of the recorded statement as a pre-condition to participation.
You might think that this approach is not necessary in your case because it is clear that the other driver was at fault. Over the years, the Beard Law Firm has seen countless car crash cases where liability was clear, but the unscrupulous insurance adjuster takes an unreasonable position based on a misinterpreted statement from a recording that they took before the Beard Law Firm was hired. Usually, the Beard Law Firm can force the insurance company to back away from an unreasonable position, but the delay can often be economically painful for the injured person who needs his or her totaled car replaced.